Legal

Terms and Conditions

Effective Date: March 28, 2026

1. Acceptance of Terms

By accessing and using the Set 4 Life Agency LLC website ("Website") located at set4lifeagency.com, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this Website. These terms apply to all visitors, users, and others who access or use the Website.

2. Description of Services

Set 4 Life Agency LLC is a licensed insurance agency providing life insurance, indexed universal life (IUL), mortgage protection, and fixed indexed annuity products. The information provided on this Website is for general informational purposes only and does not constitute professional financial, legal, or insurance advice. All insurance products are subject to underwriting approval, and actual coverage, terms, premiums, and conditions may vary based on individual circumstances, carrier guidelines, and state regulations.

3. SMS/Text Messaging Terms

By providing your phone number on our website, during a phone call with our agents, or through any other communication channel, and by opting in to receive text messages, you consent to receive SMS messages from Set 4 Life Agency LLC. These messages may include appointment reminders, policy information, follow-up communications, and marketing messages about insurance products.

Message frequency varies. Message and data rates may apply.

You can opt out at any time by replying STOP to any message. For assistance, reply HELP or contact [email protected].

Carriers are not liable for delayed or undelivered messages. Your consent to receive text messages is not a condition of purchasing any goods or services from Set 4 Life Agency LLC.

4. User Responsibilities

You agree to provide accurate and complete information when using our Website or services. You agree not to use the Website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Website. You agree not to attempt to gain unauthorized access to any portion of the Website, other accounts, computer systems, or networks connected to the Website. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

5. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, videos, and software, is the property of Set 4 Life Agency LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent from Set 4 Life Agency LLC.

6. Limitation of Liability

In no event shall Set 4 Life Agency LLC, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website or the information provided herein. This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis. The Website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

7. Third-Party Links

This Website may contain links to third-party websites or services that are not owned or controlled by Set 4 Life Agency LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Set 4 Life Agency LLC shall not be responsible or liable for any damage or loss caused by the use of any such content or services.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Broward County, Florida.

9. Changes to Terms

Set 4 Life Agency LLC reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes your acceptance of the new Terms and Conditions. We encourage you to review these Terms periodically.

10. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Set 4 Life Agency LLC
2200 N Ocean Blvd, Fort Lauderdale, FL 33305
Email: [email protected]
Phone: (561) 668-0435